Potentially, if you commissioned it. Disclosure compliance failures can become advertising claims.
E&O at one million is common, with general liability and additional insured status.
Cyber liability matters if you hold their credentials. Confirm the wording covers access you have to client systems.
Yes. Defamation, IP and false advertising claims fall under media liability rather than E&O.
Only if negligence or a guarantee is alleged. Avoid performance guarantees in your agreements.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
