Substantially. Snow operations are usually rated separately and can be excluded if not disclosed.
Only with tools and equipment or inland marine. Trailer theft is the most common loss in this trade.
General liability covers property damage and injury from mower-thrown objects, which is frequent.
Yes. Fertilizer, pesticide and herbicide application falls inside general liability's pollution exclusion.
Yes, and it's a pollution claim rather than a general liability one.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
