Only with inland marine. General liability excludes property in your care.
Disclose it. Ongoing management carries broader exposure than project work and is rated differently.
Commonly one million E&O and cyber, sometimes more for enterprise work. Check the master services agreement.
Potentially, if your advice or configuration is blamed. Cyber and E&O both play a role.
E&O covers your professional failure; cyber covers breach response. Most IT consultants need both.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
