Yes. Melted product and high family foot traffic make premises injury frequent.
Disclose it. Mobile operation adds auto and off-site exposure beyond the shop.
Considerably. Confirm how business interruption measures lost income, since seasonal peaks drive your year.
Yes. Cross-contact between flavours and toppings is a documented allergen claim pattern.
Within hours. Equipment breakdown covers spoilage and lost income, which matters more here than most food classes.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
