It raises bodily injury exposure meaningfully, and many carriers rate for it. Disclose occupied-dwelling work.
Completed operations responds. Water intrusion claims commonly surface a season or two after completion.
Yes. Collect certificates before they start, or their claims become yours.
General liability covers damage you cause to existing structure and contents, which is the frequent claim in occupied homes.
Usually yes for the work in progress. Confirm whether the homeowner's policy will respond, since many exclude renovation.
