Only if negligent guidance is alleged. Avoid outcome guarantees in your materials.
Frequently, with additional insured status before you can run programs on their premises.
Professional liability generally. You educate rather than treat, so E&O is the fitting form.
Only if off-site work is contemplated. Disclose where you actually deliver programs.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
