E&O may respond where a missed deadline causes a demonstrable client loss.
Corporate and agency clients frequently do, with specified E&O limits and additional insured status.
Yes. Brand assets, campaign plans and payment details are all breach-triggering.
Copyright and trademark infringement. Media liability responds; E&O alone generally doesn't cover IP claims.
Potentially, if you supplied unlicensed elements. Documented licensing of stock and fonts is your defense.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
