Tools and equipment covers them, including specialized handling equipment.
Frequently five million or more with excess layers, driven by the height exposure.
Water intrusion from failed glazing is a completed operations claim that can surface years later.
Labor Law 240. Gravity-related injury claims carry near-absolute liability in New York.
Only with inland marine, and it's where most breakage happens. Confirm the limit is adequate.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
