Professional liability generally responds. Confirm it, since some forms sublimit or exclude cremation specifically.
Yes, along with family transport vehicles. Confirm all vehicles are scheduled, including any borrowed for services.
General liability responds. Services draw large numbers of people, often elderly, which raises fall exposure.
Crime coverage responds to employee theft of funds held in trust. Regulatory compliance is separate.
Misidentification, mishandling of remains, and cremation errors. Emotional distress damages drive severity.
