Frequently. Grocery and distribution agreements often specify product liability limits and additional insured status.
Equipment breakdown covers repair, spoiled product and lost income during restoration.
Usually yes, as the brand owner. Confirm additional insured status in your co-packing agreements.
Contamination and allergen cross-contact. Documented HACCP and allergen controls are your primary defense.
No. Product liability pays for harm caused; recall pays retrieval and replacement. They're separate purchases.
