Only with tools and equipment or inland marine. Sprayers and foggers are frequent theft targets.
Generally yes. Chemical exposure claims escalate past primary limits more readily than typical service work.
Also pollution. Drift claims are among the most common losses in this trade and are excluded from GL.
Yes, and it's typically a pollution claim rather than a general liability one. Confirm you carry environmental cover.
No. Pollution exclusions apply to chemical application and drift. Environmental liability is the coverage that responds.
