Not consistently. Volunteer status often falls outside workers' compensation, so confirm how injuries to volunteers are treated.
Yes. They contain protected health information, and mobile devices used in the field increase breach risk considerably.
Yes, under malpractice. Triage, protocol deviation and transport decisions are the main clinical claim categories.
Almost always. Auto and clinical severity stack, and municipal contracts frequently specify excess limits before you can bid.
Auto exposure, not clinical care. Emergency response driving produces the highest severity claims in this class by a wide margin.
