Commonly one million primary plus excess, with fire severity often pushing requirements higher than other trades.
Only with tools and equipment coverage. Van break-ins are among the most common losses.
If you do design-build or system specification, yes. General liability doesn't cover design errors.
Potentially years. Maintaining continuous coverage matters because claims-made gaps can leave past work uninsured.
Yes, under completed operations. Fire following faulty electrical work is the highest-severity claim in this trade.
