Yes, and more than ground-based photographers. Media liability covers invasion of privacy and trespass allegations from aerial work.
It affects both eligibility and price. Uncertified commercial operation can void coverage entirely.
Only with hull coverage on an inland marine or aviation form. Loss in flight is often excluded by default.
Usually not. Most GL forms exclude aircraft, and drones fall inside that exclusion. The aircraft must be scheduled specifically.
That needs drone-specific liability. Confirm it's endorsed rather than assuming your general liability responds.
