Failure to appear is a contract dispute. E&O may respond; general liability will not.
Media liability addresses unlicensed use and recording claims. Licensing itself is a compliance matter, not an insurance one.
Yes, that's general liability. Cable runs and speaker stands are the most common source of DJ injury claims.
They want protection for claims from your equipment or your event. Additional insured status is standard and easy to add.
Only with inland marine. Auto and general liability don't cover equipment being hauled, which is when most losses happen.
