Equipment breakdown covers repair and lost income. A CNC mill or casting furnace is often a single point of failure for the entire lab's output.
Not under a standard property policy. Inland marine covers items in transit, which is where a meaningful share of lab losses actually occur.
Property covers it, but high-value metals often need scheduling or a higher sublimit. Confirm the amount rather than relying on a blanket contents limit.
Primarily product. You fabricate an appliance rather than treat a patient, so a crown or denture that fails is a product liability claim, not clinical malpractice.
That's the boundary between product liability and professional liability. If the error is in interpreting or executing the dentist's prescription, professional liability is the form that responds.
