Generally yes. Heavy trucks on residential streets produce high-severity claims.
General liability responds. Container placement damage is a frequent residential claim.
Tools and equipment or inland marine covers containers and loaders. Auto covers the trucks.
Yes, if there's any chance of hazardous material in the waste stream. General liability excludes pollution entirely.
Yes, and liability can follow the waste to the disposal site. Documentation of licensed disposal is essential.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
