Often. Performance venues require certificates, and special events cover suits one-off performances.
Only if the policy contemplates it. Disclose all the places you teach.
Almost always, with the studio named as additional insured before you can teach.
Yes. Professional liability covers instruction claims; general liability covers premises injury.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
