Annual is usually cheaper if you work more than a few shows a year.
Yes. E-commerce expands product reach and adds cyber exposure. Disclose your channels.
Yes. Handmade products carry full product liability exposure, including for children's items.
Only with inland marine. Property coverage stops at your studio.
Almost always. Organizers require general liability with them named as additional insured.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
