Yes, and disclose it. Importers can carry manufacturer-level liability when the maker is outside the country.
Inland marine covers them. Property coverage stops at your loading dock.
Not by your property policy. Warehouse liability covers goods held for others.
It can. Heat-sensitive stock may need specific terms, and spoilage from equipment failure requires equipment breakdown.
Yes. Reaction and labeling claims name the distributor alongside the brand under chain of distribution liability.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
