Yes. Importers often carry manufacturer-level liability when the maker is overseas.
Only with inland marine. Property coverage stops at each location.
Product liability covers harm. Retrieval costs are separate and can be substantial across a season's production.
Generally yes, as the brand. Vendor agreements help but you remain in the chain of distribution.
Yes, particularly for sleepwear and children's clothing. Non-compliance is a direct product claim.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
