Only if disclosed. Adjunct services delivered by staff need to be listed, or claims arising from them may fall outside the policy.
Not always. Supplement sales create product liability exposure and nutritional advice may fall outside malpractice. List all services when applying.
Usually yes. Practice coverage may not extend to individual clinical decisions, and associates lose protection when they leave.
Vertebral artery injury following cervical manipulation. It's rare but catastrophic, and it drives how carriers price the class.
Property covers it against fire and theft. Equipment breakdown covers internal failure, and imaging is usually your largest single equipment value.
