The rework generally isn't. Resulting damage to other property usually is.
Contractors equipment or inland marine covers them. General liability doesn't cover your own property.
Typically one million primary plus excess, with additional insured status on commercial work.
Yes. General liability covers damage to existing finishes and property in occupied spaces.
Somewhat. Falling material and lift work raise both injury and damage severity.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
