Most decline. Coverage comes from specialty markets where forms vary widely, so compare terms rather than price.
Not always. Mould is commonly excluded, so confirm whether crop contamination is addressed before you need it.
High-value product on site with limited banking access creates both external and internal theft exposure.
Equipment breakdown covers the equipment and can cover resulting crop loss and lost income if written for it.
Only if living plant material is specifically scheduled. Many forms exclude or heavily sublimit growing stock.





