That's a contract claim. E&O may respond; general liability won't.
Yes. Organizers require certificates, usually with them named as additional insured.
Only with hired and non-owned auto. Personal policies can deny business-use claims.
Allergens. Undeclared ingredients are the leading claim, and labeling documentation is the defense.
No. Business activity is excluded, so business property and liability need their own policy.
Only with hired and non-owned auto. Personal auto policies often deny business-use claims.
They affect what you can legally sell, which affects eligibility. Disclose your production setup accurately.
Failure to deliver on a dated event is a contract claim. E&O may respond; general liability won't.
Yes. Homeowners policies exclude business activity, so a business owners policy is the usual starting point.
Yes, and it's the defining claim. Ingredient documentation and clear labeling are your defense.
