Disclose them. Selling to retailers and restaurants expands your product exposure considerably.
Confirm auto coverage and hired and non-owned auto. Delivery of dated goods also carries contract exposure.
Only with equipment breakdown including spoilage. Property covers fire and theft, not compressor failure.
Yes. Undeclared allergens are the leading product claim in baking, and labeling documentation is your defense.
Equipment breakdown covers repair and lost income. Production stops entirely without them.
