Ordinary shoplifting generally isn't. Crime covers employee dishonesty and robbery.
Yes. POS and loyalty systems hold card data, and obligations apply at any size.
Only if disclosed. Workshops add participant injury exposure beyond standard retail.
It can be. Larger solvent quantities may raise fire and pollution questions with underwriters.
Yes. Adhesives, solvents and craft chemicals sold to consumers create genuine product exposure.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
