Almost always, with the retailer named as additional insured and specified minimum limits.
That's care, custody and control, which general liability excludes. Inland marine covers goods in transit.
Yes, under completed operations. Water damage from failed connections is the leading claim in this work.
Yes. Gas work carries higher severity and needs to be disclosed, since some policies exclude it.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
