Disclose it. Financial advisory and consulting can fall outside a standard accountants E&O form.
No. Business activity and business property are excluded, which is why a business owners policy is needed.
If you have access to client accounts or handle funds, yes. That's dishonesty exposure E&O won't cover.
Substantially. Tax records are among the most valuable datasets to steal, and notification obligations are strict.
Missed filing deadlines and tax preparation errors. Penalties and interest are the usual damages.
