While not required, it is recommended as it covers your medical expenses and provides disability benefits if you are injured on the job, even as a sole proprietor. [...]
No, personal auto insurance typically does not cover business use. You need commercial auto insurance for business-related driving.
No, personal auto insurance typically does not cover business use. You need commercial auto insurance for business-related driving.
A COI is a document that certifies you have specific insurance coverage. It is often required by clients, venues, or landlords to show proof of insurance. [...]
Yes, insurance protects you from potential lawsuits, equipment loss, and client disputes, which can be financially devastating for freelancers.
General liability insurance can cover medical expenses and legal fees if a performer or an audience member gets injured during a live performance, safeguarding your business from financial liability. [...]
Inland marine insurance is specifically designed to cover valuable items like musical instruments, providing protection against theft, damage, or loss while in transit or storage.
Event cancellation insurance can cover financial losses due to unexpected cancellations, including adverse weather conditions, ensuring you are reimbursed for lost revenue and additional expenses related to the event. [...]
Yes, equipment insurance is essential for covering damages or losses to your production equipment, such as lighting, sound systems, and set designs, ensuring your operations are not interrupted. [...]
Yes, professional liability insurance can protect against claims related to professional errors or omissions.
