Is a business owners policy enough for a medical practice?

Cyber liability covers forensics, restoration, notification and regulatory defense. HIPAA obligations apply regardless of practice size, and ransomware is now the leading trigger.

With claims-made coverage, tail is needed for their past work. Departure agreements should specify who pays for it, since disputes over tail are common.

Failure to diagnose or delayed diagnosis. Premises injuries are more frequent but far less expensive, which is why malpractice drives the program.