They are different coverages. Liability responds when someone is hurt or property is damaged. Cancellation responds when weather, vendor failure or a venue problem forces you to call the event off. Buying one does not give you the other.
They are different coverages. Liability responds when someone is hurt or property is damaged. Cancellation responds when weather, vendor failure or a venue problem forces you to call the event off. Buying one does not give you the other.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
