No. Waivers are routinely challenged and frequently limited by New York courts, particularly where negligence or minors are involved. A waiver is a first line of defense, not a substitute for coverage, and it does nothing to pay defense costs.
No. Waivers are routinely challenged and frequently limited by New York courts, particularly where negligence or minors are involved. A waiver is a first line of defense, not a substitute for coverage, and it does nothing to pay defense costs.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
