Do I need coverage if I rent a room in a clinic?

That depends on your form. Occurrence responds by date of treatment; claims-made responds only if the policy is still active or you bought tail.

Not automatically. Adjunct modalities are sometimes listed separately or excluded, so list every service you provide when applying.

Not always under malpractice. Herbal and supplement advice can fall under professional liability or product liability instead, so confirm both are addressed.