Common questions about Special events
Answering the most frequently asked questions about Special events.
Only with liquor liability, which is excluded from general liability even with a licensed bartender.
Inland marine covers staging, AV and rentals in transit and on site. Rental agreements often require it.
Only if you buy cancellation alongside liability. They’re separate coverages solving different problems.
Yes. Special events coverage is written per event, which suits weddings, festivals and one-off functions.
General liability naming them as additional insured, usually one million per occurrence. Send us the contract.
The amount of coverage you need depends on various factors such as the size and nature of your event, the number of attendees, and the potential risks involved. It’s best to assess these aspects with the help of an insurance professional to determine the appropriate coverage limits.
Special events insurance can include coverage for vendors and contractors, but this must be specified in your policy. It’s important to discuss your needs with your insurance provider to ensure comprehensive protection.
Yes, you can typically obtain coverage up until the day of the event. However, it is advisable to secure insurance well in advance to ensure all aspects of the event are adequately covered.
Even small events can benefit from special events insurance. Accidents can happen regardless of the event size, and having coverage can protect you from unexpected liabilities.
Special events insurance does not typically cover incidents such as intentional damage, criminal acts, or non-disclosed high-risk activities. For protection against such risks, you might need specific policies like a crime insurance policy.
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