Common questions about Farmers markets
Answering the most frequently asked questions about Farmers markets.
Do vendors need their own insurance?Gravity Certs2026-08-17T23:42:39-04:00
Strongly advised, and worth requiring. Their claims otherwise land on the market’s policy.
Are our tents and equipment covered?Gravity Certs2026-08-17T23:42:38-04:00
Property or inland marine covers them, particularly in transit and while erected.
What do municipalities require?Gravity Certs2026-08-17T23:42:37-04:00
Usually general liability with the municipality named as additional insured, often at one million minimum.
Do we need coverage for weather cancellation?Gravity Certs2026-08-17T23:42:36-04:00
Only with event cancellation cover. Liability policies don’t respond to lost revenue from a rained-out market.
Are we liable for vendors’ food?Gravity Certs2026-08-17T23:42:35-04:00
Potentially, as organizer. Product liability responds, and requiring vendor certificates is your first line of defense.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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