Common questions about Event venues
Answering the most frequently asked questions about Event venues.
What if we lose bookings after a fire?Gravity Certs2026-08-17T23:35:38-04:00
Business interruption covers lost income, including bookings months out. Confirm how forward bookings are measured.
Are outside vendors our responsibility?Gravity Certs2026-08-17T23:35:38-04:00
Potentially. Require certificates from caterers, DJs and rental companies before they’re allowed on site.
Are we liable for a client’s event?Gravity Certs2026-08-17T23:35:37-04:00
Often yes, alongside them. Require renters to carry their own coverage naming you as additional insured.
Does our policy cover alcohol at every booking?Gravity Certs2026-08-17T23:35:37-04:00
Only with liquor liability. General liability excludes alcohol claims regardless of who is serving.
What limits do we need for large events?Gravity Certs2026-08-17T23:35:36-04:00
It scales with occupancy and alcohol. Most venues carry one million primary with several million in excess.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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