Common questions about Snow and ice removal
Answering the most frequently asked questions about Snow and ice removal.
Are municipal contracts different?Gravity Certs2026-08-17T23:40:19-04:00
Usually. They often require bonding, higher limits and specific additional insured wording.
Does documentation help defend claims?Gravity Certs2026-08-17T23:40:18-04:00
Considerably. Time-stamped service logs and weather records are the most effective defense available.
Am I liable for a property I serviced hours earlier?Gravity Certs2026-08-17T23:40:18-04:00
Potentially. Contract terms determine your duty, and hold-harmless language is worth reviewing before you sign.
What’s my biggest exposure?Gravity Certs2026-08-17T23:40:17-04:00
Slip-and-fall claims. Severity in this class is high enough that one claim can exceed a season’s revenue.
Do I need separate coverage for snow work?Gravity Certs2026-08-17T23:40:17-04:00
Usually. Many landscaping policies exclude or separately rate snow operations. Adding it without notice can leave you uninsured.
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