Sheet metal contractors

Sheet metal contractors2026-08-17T23:40:11-04:00

Recommended Insurance Products for Sheet metal contractors

General Liability

Damage to the structure and other trades’ completed work.

Workers’ Compensation

Cuts, burns and height exposure during install.

Contractor’s Tools and Equipment

Brakes, shears, welders and hand tools.

Commercial Auto

Trucks and trailers hauling fabricated assemblies.

Commercial Umbrella

Fire and height severity justify excess limits.

Inland Marine

Fabricated ductwork and assemblies in transit to site.

Common questions about Sheet metal contractors

Answering the most frequently asked questions about Sheet metal contractors.

Do I need professional liability?2026-08-17T23:40:15-04:00

If you do shop drawings or design-assist work, yes. That’s design exposure general liability excludes.

Are fabricated assemblies covered in transit?2026-08-17T23:40:14-04:00

Only with inland marine. Custom ductwork damaged in transit is an uninsured loss without it.

Is shop equipment covered for breakdown?2026-08-17T23:40:14-04:00

Property covers fire and theft. Brakes, shears and CNC equipment failing internally need equipment breakdown.

Am I liable for a fire after fabrication or install?2026-08-17T23:40:13-04:00

Yes, under completed operations. Fire following hot work carries the highest severity in this trade.

Is hot work covered?2026-08-17T23:40:12-04:00

Generally yes, but permits and fire watch procedures are often policy conditions. Confirm the requirements.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

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