Scaffolding

Scaffolding2026-08-17T23:40:24-04:00

Recommended Insurance Products for Scaffolding

General Liability

Collapse, falling material and third-party injury claims.

Workers’ Compensation

Erection and dismantling carry extreme fall severity.

Commercial Umbrella

Labor Law 240 makes this among the highest-limit classes we write.

Inland Marine

Scaffold components in transit and erected across multiple sites.

Commercial Auto

Trucks and trailers hauling components continuously.

Contractor’s Tools and Equipment

Hoists, planks, ties and erection equipment.

Common questions about Scaffolding

Answering the most frequently asked questions about Scaffolding.

Does engineering sign-off affect coverage?2026-08-17T23:40:28-04:00

Often. Design and engineering documentation may be a policy condition on larger scaffold systems.

Is my scaffold inventory covered?2026-08-17T23:40:27-04:00

Inland marine covers components in transit and erected across sites. General liability doesn’t cover your own property.

What limits do projects require?2026-08-17T23:40:27-04:00

Frequently ten million or more in New York, layered through excess. Requirements appear in the trade contract.

Why is scaffolding the highest-rated class in construction?2026-08-17T23:40:26-04:00

Labor Law 240 was written about exactly this exposure. Fall claims carry near-absolute liability in New York.

Am I liable if another trade falls from my scaffold?2026-08-17T23:40:26-04:00

Very likely. Erection, inspection and tagging documentation is your primary defense.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

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