Property preservation

Property preservation2026-08-17T23:40:01-04:00

Recommended Insurance Products for Property preservation

General Liability

Property damage during securing, winterizing and maintenance.

Workers’ Compensation

Unknown site conditions, mold and structural hazards.

Commercial Auto

Route vehicles covering wide geographic territories.

Contractor’s Tools and Equipment

Equipment carried into properties across a large portfolio.

Crime Insurance

Theft allegations from vacant properties are a recurring exposure.

Commercial Umbrella

Wrongful entry and property damage claims accumulate quickly.

Common questions about Property preservation

Answering the most frequently asked questions about Property preservation.

Is mould exposure covered?2026-08-17T23:40:06-04:00

Frequently excluded. Confirm the wording, since vacant properties commonly present mould conditions.

Am I covered for damage during winterization?2026-08-17T23:40:05-04:00

General liability responds to property damage. Freeze damage from incomplete winterization is a frequent claim.

Do national servicers require specific limits?2026-08-17T23:40:05-04:00

Usually yes, often with additional insured status and specified minimums. Send us the vendor agreement.

What if a homeowner alleges theft?2026-08-17T23:40:03-04:00

Crime coverage responds to theft allegations. General liability does not cover employee dishonesty.

Am I liable for entering the wrong property?2026-08-17T23:40:02-04:00

Yes. Wrongful entry and property damage claims are a recurring exposure in this work, and general liability responds.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

We Are Semper Insurance

Semper Insurance is a lot of things – we’re a small business headquartered in New York, a licensed insurance broker – but first and foremost, Semper Insurance is a collection of passionate team members working hard to solve our Property preservation clients problems.

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