Common questions about Plumbers
Answering the most frequently asked questions about Plumbers.
Is my own faulty pipe work covered?Gravity Certs2026-08-17T23:40:00-04:00
The repair usually isn’t; the resulting water damage generally is.
Do I need professional liability?Gravity Certs2026-08-17T23:39:59-04:00
If you design systems or specify equipment, yes. General liability doesn’t cover design errors.
Are my cameras and jetters covered?Gravity Certs2026-08-17T23:39:59-04:00
Tools and equipment covers them, including in the service van where theft is common.
Am I liable for water damage after I leave?Gravity Certs2026-08-17T23:39:58-04:00
Yes, under completed operations. Water damage is the most frequent and expensive plumbing claim.
How bad can a multi-unit water loss be?Gravity Certs2026-08-17T23:39:58-04:00
Severe. Water travelling through several floors routinely exceeds primary limits, which is why excess coverage matters.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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