Common questions about Permanent yard contractors
Answering the most frequently asked questions about Permanent yard contractors.
Do I need coverage for materials stored outside?Gravity Certs2026-08-17T23:39:56-04:00
Confirm how yard stock is written. Blanket contents limits often assume enclosed storage.
Am I liable for injuries at my yard?Gravity Certs2026-08-17T23:39:55-04:00
Yes. General liability covers visitors, delivery drivers and contractors coming onto the property.
Does fuel storage at the yard matter?Gravity Certs2026-08-17T23:39:55-04:00
Yes. On-site fuel is a pollution exposure that general liability excludes.
Is equipment covered at the yard and on site?Gravity Certs2026-08-17T23:39:54-04:00
Contractors equipment or inland marine covers it in both locations. Confirm the policy contemplates off-site use.
Why do I need property coverage as well as liability?Gravity Certs2026-08-17T23:39:53-04:00
Because you own a fixed yard. Buildings, storage and materials there need commercial property, which general liability doesn’t cover.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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