Common questions about Paving contractors
Answering the most frequently asked questions about Paving contractors.
Are my rollers and pavers covered?Gravity Certs2026-08-17T23:39:51-04:00
Contractors equipment or inland marine covers owned machines. General liability doesn’t.
What about burns to my crew?Gravity Certs2026-08-17T23:39:51-04:00
Workers’ compensation covers them. Hot asphalt burns are among the most frequent injuries in the trade.
Does sealer runoff create pollution exposure?Gravity Certs2026-08-17T23:39:50-04:00
It can. Sealer and fuel entering drains or soil falls outside general liability.
Is roadway work rated differently?Gravity Certs2026-08-17T23:39:50-04:00
Yes. Work zone exposure raises both auto and bodily injury severity considerably.
Am I liable for damage to adjacent surfaces?Gravity Certs2026-08-17T23:39:49-04:00
Yes. Tracking, staining and damage to landscaping and driveways are frequent general liability claims.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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