Common questions about Painters
Answering the most frequently asked questions about Painters.
Is interior work in occupied homes riskier?Gravity Certs2026-08-17T23:39:47-04:00
For damage claims, yes. Contents damage and overspray inside occupied properties drive frequency.
What about lead paint in older buildings?Gravity Certs2026-08-17T23:39:46-04:00
A significant exposure in New York’s older housing stock. Confirm lead is addressed rather than excluded.
Are my sprayers and ladders covered?Gravity Certs2026-08-17T23:39:46-04:00
Tools and equipment covers them. Job site and vehicle theft are common.
Am I liable for overspray on a neighbour’s car?Gravity Certs2026-08-17T23:39:45-04:00
Yes. Overspray is one of the most frequent painter claims and falls under general liability.
Do I need pollution coverage?Gravity Certs2026-08-17T23:39:43-04:00
If you disturb lead paint or use solvents, yes. Both fall inside general liability’s pollution exclusion.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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