Common questions about Masonry contractors
Answering the most frequently asked questions about Masonry contractors.
Is repointing on occupied buildings different?Gravity Certs2026-08-17T23:39:39-04:00
It raises third-party exposure. Disclose occupied and public-adjacent work when applying.
Is my scaffolding covered?Gravity Certs2026-08-17T23:39:38-04:00
Inland marine or equipment coverage handles it in transit and erected. General liability doesn’t cover your own property.
What limits will GCs require?Gravity Certs2026-08-17T23:39:38-04:00
One million primary with substantial excess is standard, and height work often pushes requirements higher.
Am I liable for falling debris?Gravity Certs2026-08-17T23:39:37-04:00
Yes. General liability covers damage to adjacent property and injury to passers-by, which is common in urban work.
Why is masonry rated higher than other trades?Gravity Certs2026-08-17T23:39:36-04:00
Scaffold work plus heavy material. Labor Law 240 makes fall claims severe and difficult to defend.
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