Common questions about Locksmiths
Answering the most frequently asked questions about Locksmiths.
Do I need bonding?Gravity Certs2026-08-17T23:39:34-04:00
Many jurisdictions and commercial clients require it. It’s separate from your liability coverage.
Are my key machines and tools covered?Gravity Certs2026-08-17T23:39:34-04:00
Tools and equipment covers them, including in the mobile service vehicle.
Am I covered for damage during emergency entry?Gravity Certs2026-08-17T23:39:33-04:00
General liability responds to property damage during lockout service, which is a frequent small claim.
Is holding client keys and codes a risk?Gravity Certs2026-08-17T23:39:32-04:00
Yes, and a significant one. Crime coverage responds to employee dishonesty involving access information.
Am I liable if a client is burgled after I install a lock?Gravity Certs2026-08-17T23:39:31-04:00
Potentially, if faulty installation is alleged. Completed operations responds, and documentation of work matters.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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