Common questions about Home inspectors
Answering the most frequently asked questions about Home inspectors.
Am I covered for property damage during an inspection?Gravity Certs2026-08-17T23:39:25-04:00
General liability responds to damage you cause, such as a broken fixture or triggered system.
Do I need coverage for ancillary services?Gravity Certs2026-08-17T23:39:24-04:00
Yes, and disclose them. Radon, mould, pest and sewer scope work each carry their own exposure.
Am I liable for something hidden behind a wall?Gravity Certs2026-08-17T23:39:23-04:00
Your report’s scope and limitations are your main defense. E&O covers the defense regardless of merit.
Does my agreement limit my liability?Gravity Certs2026-08-17T23:39:23-04:00
Contract limitation clauses help but are frequently challenged. Insurance is what actually pays.
What’s my main exposure?Gravity Certs2026-08-17T23:39:22-04:00
Missed defects. E&O is the policy that responds, and it’s more important here than general liability.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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