Home and commercial appliance repair

Home and commercial appliance repair2026-08-17T23:39:15-04:00

Recommended Insurance Products for Home and commercial appliance repair

General Liability

Water and fire damage from repairs that fail after completion.

Business Owners Policy

Shop contents, parts inventory and business income.

Workers’ Compensation

Lifting, electrical and confined space injuries.

Contractor’s Tools and Equipment

Diagnostic equipment, dollies and hand tools.

Commercial Auto

Service vehicles carrying parts and appliances.

Product Liability

Parts you supply and install can trigger product claims.

Common questions about Home and commercial appliance repair

Answering the most frequently asked questions about Home and commercial appliance repair.

Do I need coverage for commercial kitchen work?2026-08-17T23:39:20-04:00

Disclose it. Commercial equipment carries higher damage severity than residential repair.

Is a customer’s appliance covered while I have it?2026-08-17T23:39:19-04:00

That’s care, custody and control, which general liability excludes. Ask about bailee coverage if you take units in.

Are my diagnostic tools covered?2026-08-17T23:39:19-04:00

Tools and equipment covers them. Van break-ins are the most frequent loss in mobile repair.

Am I liable if an appliance fails after I repair it?2026-08-17T23:39:18-04:00

Yes, under completed operations. Water and fire damage from failed repairs are the leading claims.

Are parts I supply covered?2026-08-17T23:39:18-04:00

Product liability may respond where you supplied the part. Installation errors are a separate general liability question.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

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