Common questions about Handyman services
Answering the most frequently asked questions about Handyman services.
Is water damage from a plumbing repair covered?Gravity Certs2026-08-17T23:39:15-04:00
Resulting damage generally is. The repair itself usually isn’t, since faulty workmanship is excluded.
Are my tools covered?Gravity Certs2026-08-17T23:39:13-04:00
Tools and equipment covers them in the vehicle and on site. General liability doesn’t.
Do I need workers’ comp working alone?Gravity Certs2026-08-17T23:39:13-04:00
Not for yourself as an owner, but you need it the moment you hire helpers, including casual labor.
Do I need a full contractor policy for small jobs?Gravity Certs2026-08-17T23:39:12-04:00
A business owners policy often fits, but confirm it covers the trades you actually perform. Scope matters more than job size.
Am I covered for work outside my usual trades?Gravity Certs2026-08-17T23:39:12-04:00
Only if disclosed. Undisclosed work such as electrical or roofing can fall outside coverage.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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